A lienholder is a party or individual that has a lien or claim on land. The claim is created by an arrangement, like a mortgage, that created a debt secured by the property. The lien amount will exceed or equal the market value of the property; the excess portion of the lien worth is known Read more about What is a Lien Holder?[…]
Whether you’re a realtor, mortgage lender or only a homeowner, knowing how to determine the square footage of your house is useful. Standards for measuring and calculating residential square footage are set by the American National Standards Institute (ANSI). Compliance with the ANSI standard is voluntary, but is advocated by the National Association of Home Read more about How to Determine Square Footage of a House[…]
According to the University of Illinois, “Refinancing a mortgage is simply taking out a new mortgage to pay off the existing loan on a home. ” Refinancing can allow a homeowner to lower her monthly prices by securing a low-rate home mortgage. Homeowners can search for a low-rate loan on the internet. Visit the yearly Read more about The Way to Find a Low Rate When Refinancing[…]
The statistics bear out an alarming truth –it is tough to secure housing in the USA if you earn less than your city's median income. Back in San Francisco, by way of example, the National Low Income Housing Coalition (NLIHC) reports that a minimum-wage earner needs to operate 2.8 full-time jobs merely to pay for Read more about Who Supports Public Housing?[…]
It's hard to obtain a mortgage loan after you've gone through a foreclosure on a house. Lenders will view you as a critical danger to default on your new mortgage loan if you've already done this once, and many will not be willing to give you money consequently. This doesn't mean lenders obtained 't ever Read more about Getting a Mortgage Foreclosure[…]
The California Department of Real Estate does not require ethics training to obtain a real estate agent or broker’therefore license. However, membership in the National Association of Realtors, a trade association for real estate professionals, requires ethics training to ensure consumer satisfaction and protection in actual trades. The code of ethics includes duties to clients, Read more about Real Estate Ethics Coaching[…]
From the movie My Cousin Vinny, Marisa Tomei created one of their most memorable moments in cinematic history when she stomped her foot and shouted, “My biological clock is ticking!” I have the same type of moment every couple of months, when I stand in the middle of our living room and declare that “it Read more about See a Seattle-Area Home Steeped in Graciousness[…]
When modern and contemporary design “abandon” traditional architectural components in favor of new forms, among the components left behind is the bay window. Yet when we think of those components as reinterpretations of customs in architecture rather than abandonments (columns, by way of instance, are turned into skinny pilotis without details such as capitals), then Read more about The Bay Window Functions Modern[…]
This motivated garden in the Blue Mountains near Sydney, Australia, has functioned as a test garden for award-winning landscape designer Arthur Lathouris for 15 years. The cool climate and high altitude are not easy to utilize, but Lathouris’ combination of hardy, lush plants flourishes. The Lathouris family home is surrounded by the 3,500-square-foot oasis; it Read more about See a Luxurious Australian Garden That Requires Little Water[…]
I gave myself the intimidating task of making within my three-season porch. I live in New England, this porch is utilized only for about five months of this year in the best, however I could see it from the kitchen sink, and it connects the kitchen with the backyard, so I needed it to be Read more about DIY: How To Paint Stripes in Your Floor[…]