If you’d like a home mortgage, you are going to need to prove that you can pay it back. Lenders typically check your earnings, employment, debts and credit history–including past bankruptcies or foreclosures–before they agree to compose a mortgage; they will also need the house appraised to be sure that it’s good collateral for the Read more about How to Calculate Your Mortgage Amount Based on Payments[…]
Deciding just how much mortgage you can reasonably manage is one of the very important, and most overlooked, steps in purchasing a home. Since real estate agents, mortgage loan officers and mortgage businesses are compensated based on a percentage of the home’s cost, which directly impacts the mortgage sum, they have little interest in telling Read more about Is It Smart to Buy a House When the Mortgage Will Be Half My Monthly Earnings?[…]
The Halloween and fall season is upon us, so I’ve assembled a few seasonal items to place around the house and get you in the mood. Decorating for your season — which is, without overdoing it — may be hard. How much is too much? I would advise that you set a background for the Read more about Guest Picks: Decor That Does Not Scream 'Halloween'[…]
It’s that time of year: time to get organized and prepared for school. Whether your kids are going back to grade school or heading off to college, a number of these items will help you and them get arranged or set up the proper homework channel. This is a great month to spruce up and Read more about Guest Picks: Gear Up for Back to School[…]
Whether you are cheering on Team USA or rooting for another team, Olympic fever is sweeping the world. I’ll be wearing red, blue and white till August 12, as will my front porch. There’s nothing like the Olympic games to awaken pride in your nation and inspire patriotic curb appeal in the form of flags, Read more about Require Olympic Pride Outside[…]